About
Where Intention Meets Execution
FCM was formed in 2007 with the express purpose of offering Independent Portfolio Management. Our goal from day one has been to strive to minimize conflicts of interest while providing investment guidance focused on managing risk. Our services cover the full scope of each client's finances: analysis of goals and objectives, monitoring of investments, estate planning, insurance needs, and many other esoteric aspects of personal finance. Because we are not tied to any one source for your needs, we are able to utilize many different relationships to help pursue each individual's goals and objectives.
We understand how to assist clients at or near retirement- how to best transition from the 'Accumulation' phase to the 'Distribution' phase. With interest rates near all-time lows, this can be a daunting challenge, especially for investors and advisers who do not understand risk. We employ some very specific disciplines designed to align with your comfort level for risk. And we keep you in the loop the entire time. Paul Lobosco was a pioneer in the world of fee-based relationships.